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Wealth Guardrail · Private beta

Wealth is built, not born.

Guardrail doesn't try to change you. It helps you build the structure that changes your behaviour, and a coach to keep you on it.

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How it works

Understand yourself, not prove yourself. Then build the guardrails that make the right thing the easy thing.

Step 1

Find your starting point

Capture where you are today: income, debt, accounts and goals. Then name the patterns that keep moving your goal posts.

Step 2

Build your guardrails

Turn goals into a roadmap and simple rules that work for you: pay yourself first, a floor under your chequing, a pause before big buys.

Step 3

Keep the rhythm

A one-minute daily check-in and a Sunday review with your coach. Drift gets caught early, before small slips become big ones.

Everything in one place

The structure you need to protect your money, alone or with a partner.

Your Roadmap

From steady footing to a cushion, debt-free and growing, one milestone at a time, with this month’s one result.

Guardrails

Rules you choose, checked against your real numbers, with a nudge when you get close to the edge.

Sunday Review

Your week in figures, what went well, what drifted, and one outcome for next week.

Money Coach

An AI coach that knows your numbers and remembers your story. You can read every note it keeps.

Quick Add & Import

Type “coffee 5.25 on Visa”, or drop in a statement or receipt. You check every line before it’s saved.

Bills & Recurring

Paydays, bills and debt payments wait for a quick confirm, so your balances stay true.

Debt & Accounts

Cards, loans and accounts kept separate, the way your bank shows them, with your net worth over time.

Partners

Link with your partner, share categories and split joint expenses. One Plus plan covers you both.

No bank passwords. Guardrail never connects to your bank.

Your information is never sold or used for advertising.

Coaching and education from Canadian sources, not sales. No affiliate products.

Built for Canada: TFSA, RRSP, FHSA, RESP and CAD by default.

Simple pricing

Everything is free during the private beta. Beta members become founding members, with Plus free for a while after launch and a discount for life.

Free

CA$0

The full habit, for good.

  • Accounts, debts, budgets and goals
  • Transactions, bills and recurring items to confirm
  • Your roadmap and guardrails
  • Daily check-in and the Sunday review
  • Learn library
  • Money Coach: 30 messages a month
  • Quick add and statement import: 5 a month
Partner included

Guardrail Plus

CA$12/month

or CA$99/year. Cancel any time.

  • Everything in Free
  • Unlimited Money Coach conversations
  • Unlimited quick add and statement import
  • Your coach’s write-up of each Sunday review
  • Your partner included at no extra cost

You're built, not born.

Guardrail is part of Leighnibor Academy's personal development program. We build people by building the constraints and guardrails around them, and those guardrails in turn build the person.

Protect what you're building

Set up your starting point in a few minutes, then let your money coach help you build the guardrails around it.

Ask to join the beta

Guardrail offers coaching and education, not regulated financial, tax or legal advice.

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